Stop the Debt Spiral: Simple Steps to Manage Loans Effectively
Debt doesn’t start as a crisis. It begins with a swipe, a loan signature, or a small emergency expense that snowballs over time. Suddenly, you’re making minimum payments, balances aren’t shrinking, and interest is stacking faster than you can pay it down. This is the debt spiral—a cycle that traps millions of Americans every year. … Read more
